Anne M. Master

Anne M. Master


Anne’s legal career has focused almost exclusively on the representation of insurers in the areas of insurance coverage and bad faith litigation. Her experience includes evaluating claims in multiple jurisdictions on first and third-party issues as well as the defense of bad faith claims, prosecution and defense of declaratory relief actions, and co-carrier contribution actions. She has also represented insurers in pre-litigation claim procedures, such as examinations under oath. Anne enjoys analyzing complex claims under CGL policies, excess liability policies, and homeowners policies on such diverse topics as construction defects, wrongful death, inverse condemnation, business interruption, and employee dishonesty.

An avid traveler, Anne’s adventures range from scuba diving with sharks in Fiji to climbing to the top of Mt. Kilimanjaro. Anne also enjoys spending time with her family, reading, and walking her dog.

Bar Admissions

California, 1994

U.S. District Court for Southern, Central, Eastern and Northern Districts of California

U.S. Court of Appeals for the 9th Circuit


University of California, Riverside (B.S.)

California Western School of Law (J.D.)

Significant Appellate Decisions

Estrada v. State Farm General Ins. Co. (2020) 2020 WL 467789

Munoz v. State Farm Gen. Ins. Co. (2017) 2017 WL 5185062

Smillie v. State Farm General Ins. Co. (2017) 2017 WL 1967768

Fogel v. State Farm Gen. Ins. Co. (2016) 2016 WL 6081779

Caro v. State Farm Ins. Companies (2005) 2005 WL 3216275

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