• April 24, 2020

    Insured’s Successors In Interest Must Comply With EUO Provision

    Under a typical policy condition, an insurer may require an insured to sit for an examination under oath (EUO) about a property claim.  The standard fire policy form in California allows an insurer to require an EUO (Insurance Code...

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  • September 10, 2018

    Appraisal – A Unique Form of ADR

    Under California Insurance Code sections 2070-2071, fire insurance policies must contain an appraisal provision that may be invoked to settle disputes over the value of losses.  A form of contractual arbitration, appraisal only...

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  • October 22, 2017

    Got Pot?

    In California, a property claim for loss of marijuana involves a controlled substance that is allowed by state law for recreational use (under the recently-passed Proposition 64), but that remains banned by federal law. Is the property...

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